Manufactured Homes

Manufactured homes are built to the Federal Home and Manufactured Home Construction and Safety Standards Codes, which is the only federal residential building code. This code sets very high performance standards for construction, safety, and energy efficiency of the home. Every component of the home-plumbing, heating, electrical, and all building materials, are tested to make sure they meet or exceed these performance standards. Our modular homes are built in Minnesota for Minnesota.

Because of these strict codes the Manufactured Home is required to be completely finished and inspected before it leaves the factory. The Manufactured Home has to be installed on the foundation at the building site to meet or exceed these residential building code standards.

As a result, the Manufactured Home industry is paving the way in these areas. And the rest of the residential building industry has taken notice. It is no wonder that Manufactured Homes are the choice of a wide variety of people.

Modular Homes: Built Better to Meet Today’s Demanding Housing Market

By Scott Best

Copyright 2006 by Scott best - Public Domain to be published in its entirety

Today's Modular homes are built better, of finer materials under controlled conditions to give the consumer the best value in affordable housing.

There are many reasons to consider buying a modular home these days. Today people are looking for value for every dollar spent, and modular homes offer just that. With the improvement in quality of modular homes, they can be a better choice than conventional construction in most areas. And don’t think that modular homes can’t live up to that dream house of fantasy. Today modular homes are built to more varied specifications and architectural designs than ever before including multi level, split level, post modernistic and many traditional styles. If it can be envisioned, more than likely there is a company that can modularize its construction. Here are some of the reasons that modular homes are such a great value.
They Can Be Completed Faster

Modular homes from start to finish can be built faster because the greatest portion of construction, including HVAC electrical and plumbing are completed under what are usually controlled climate conditions in a factory. Most everything is completed at the factory including the installation of cabinets and doors. Most fixtures, plumbing and electrical are in place before the modular home leaves the factory. When the modular home arrives on site ready to set on its foundation, there is less for contractors and subcontractors to complete. This saves a lot of time due to weather and scheduling issues that always seem to arise with traditional construction. That means savings of time and as everyone knows, time is money, especially in home construction.

Saving On Construction Time Saves Big Interest

With a typical construction loan, the first payments are basically interest. A common construction loan for a conventionally constructed home can be anywhere from 6 to 12 months long. With that in mind, consider how much will be saved in interest on the loan before it is converted to a conventional mortgage, if the construction time is cut from 6 months to 2 months. On bigger projects, the savings will be even greater. If you are required to to carry the construction insurance modular homes can save even more. Because the structure is not exposed to acts of nature during critical stages of framing and construction, insurance rates are much more reasonable as well.

Less Wasted Material

Because modular homes are constructed under climate controlled factory conditions, material loss is kept to a minimum. On conventional construction sites, losses can add up to big dollars, due to poor weather, theft, and over all poor construction conditions, making modular home construction again more cost effective.

More Durable Construction

Because modular homes must be transported sometimes many hundreds of miles from the factory to where they will be placed on a foundation, they are held to a much higher standard in most areas of construction, to be able to withstand being moved. Better flooring which can be varied may include engineered floors on top of thicker nailed and glued sub floors. Double and heftier constructed rim joists and thicker wallboard on ceilings and walls. Many of the added supports and bracing that are required for transportation can be left in place upon arrival which makes for a stronger more durable structure that holds up to the forces of nature better than do most conventionally constructed homes.

So if its time to consider a new home, it’s time to consider a modular home. The advantages are many, the savings are great, and the risks are few to none. Lending institutions are aware of modular home advantages and many times are more willing to process loans accordingly. Modular homes have come a long way since first conceived of. Modular housing is no longer to be considered second class housing, as it once might have been. Today, it is top quality and rivals any home construction method available.

Financing Your Home

Your home is your most valuable asset - shouldn’t your mortgage be the centerpiece of your financial plan?

Mortgage loans are not “one size fits all”.
Let us help you to find the best fit for your financial plan.

Financing your new home can be easy. Factory built homes are financed at the same rates and terms as any construction built home. Most loans are backed by Fannie Mae, Freddie Mac, FHA, VA, and USDA. There are also many other conventional sources available.

We have all kinds of programs for financing such as fixed and variable rates, zero down payments, interest only and more.

To find out how much home you can qualify for or what great financing programs we can work out for you, call us toll free 800-247-1463.

Call A-1 Homes, Inc. (800) 247-1463